• Past two(2) years W-2 Statements.
• Pay stubs covering the last 30 days.
• Most recent three(3) months of bank statements.
• Most recent transaction summary of 401K, IRA, or Mutual Fund accounts.
• Photo-copies of any stocks or certificates of deposit.
• Copy of the Purchase and Sale Agreement.
• If you are currently renting, either12 months of cancelled rent checks or the name and address of your current landlord.
• If divorced, a fully executed Divorce Decree.

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

• Two(2) years signed personal tax returns, including all schedules.
• If self-employed through a corporation, last two years corporate tax returns as well as a year-to-date profit and loss statement and balance sheet.

Different programs require varying amounts of documentation.  The loan program you select may require more or less documentation.